BANKS on the whole tightened lending standards for businesses and households during the first three months of the year, the Bangko Sentral ng Pilipinas (BSP) reported on Friday.
“[T]he diffusion index (DI) approach continued to indicate a net tightening of credit standards for both loans to enterprises and households,” the central bank said as it released results of its First Quarter 2019 Senior Bank Loan Officers Survey.
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