LIFE'S challenges often serve as the greatest teachers, shaping character in ways that comfort never could.

For many Filipino students, financial hurdles make higher education seem out of reach. But with the right support, these challenges become stepping stones to success. Dr. Daisy Rosario, an SM Scholar alumna, is proof of this transformation. After graduating Magna Cum Laude in 1998 with a Bachelor of Elementary Education, she turned an opportunity into lifelong service.

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