'TIS the season to be shopping to avoid the Christmas rush.Thanks to the convenience of shopping totally cashless and cardless through the BDO Pay app, shopping for Christmas gifts will have a different kind of rush, not the frenetic kind.Through its scan-to-pay feature, BDO Pay minimizes the hassle of paying for transactions by linking the shopper's BDO savings account, checking account or credit card with the mobile app.This eliminates the need for 'loading up' e-wallet accounts and spending for transfer fees, making purchases faster, easier and more secure.Besides the convenience of cashless and cardless shopping, BDO Pay lets shoppers enjoy BDO Deals on the app, allowing them to take advantage of exclusive promos, rewards, and rebates available for their cards and accounts.One can use BDO Pay to charge groceries to his bank account and then charge the credit card to treat friends to brunch to enjoy a 50 percent discount or use another credit card or account to book flights and accommodations and enjoy a zero percent installment plan.To mix and match which account to charge for purchases, shoppers simply need to choose via the BDO Pay app and then scan or show the QR code to the partner merchant when paying.To stay up-to-date on the latest deals, simply browse through the BDO Deals portion on the app.Download the BDO Pay app for free on the Apple App Store or Google Play Store.Visit https://www.bdo.com.ph for more information.