AND Financing Corp. (AFC), doing business under the name and style of etomo, a consumer finance company in the Philippines, announced the capital alliance with Marubeni Corp. (Marubeni), a major Japanese trading and investment business conglomerate; Premium Group Co. Ltd. (Premium Group), an integrated car service provider listed in Japan; and AND Global Pte. Ltd. (AND Global), a financial technology (fintech) start-up in Singapore.

This alliance aimed to strengthen AFC's position in the rapidly evolving Philippine consumer finance market.