EVERY Father's Day, we would think about the wisdom and guidance our fathers or father figures have provided us throughout our lives. Below are some of the countless financial lessons I learned from my dad.

No substitute for hard work. We had a small store in the province. When I was younger, dad's earnings weren't as high, money was tighter, and he often had to put in time on the weekends so the family could make ends meet. My siblings and I would also help in the store during summer breaks. Seeing his hard work and working at the store, we have learned the value of hard work. He also tells us not to be afraid of hardships. Hardships and challenges should make us stronger, better and wiser. Successful people overcome them.