BY now, most of you have read the story of one 32-year-old woman who was scammed recently of almost half a million pesos after falling prey to the guise of gift certificates seemingly coming from legitimate phone calls from one of her banks. It was a painful read, with red flags everywhere, and it makes for a compelling case study on how reverse social engineering scams are now on the rise.

Reverse social engineering is a type of psychological manipulation tactic where scammers impersonate trusted authorities or entities in an attempt to lull victims into compromising situations. Rather than trying to trick someone directly, reverse social engineering flips the script — playing on people's psychological tendency to comply with perceived authorities.

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