GOTYME Bank, a digital bank joint venture between the Gokongwei group of companies and multicountry digital banking group Tyme, provides great shopping options during the holidays.

First, it's a free and personalized card that can be acquired in less than 5 minutes at a GoTyme kiosk nearby. There are 400 kiosks manned by over 900 bank ambassadors in a Robinsons retail store.

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