IN the lush landscape of the Philippines, where the coconut tree is known as the "Tree of Life," it's a common sight to see young ones playfully scampering up its trunk, eager to reach the top. These children, fearless and full of potential, are a symbol of our nation's future. And just like nurturing a tree to ensure it bears fruit, we need to cultivate financial literacy in our young ones early on.

With most schools currently on break, the opportunity presents itself to shift our focus from traditional academics to an equally crucial subject — financial education. In these leisure-filled days, we can introduce concepts like budgeting, saving and investing in a light, engaging and even fun manner.

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