FINANCIAL institutions are looking for chances to adopt solutions that will help them tweak their business models, increase operational effectiveness, and boost competitiveness. For 2023 and beyond, industry experts interviewed by The Manila Times expect most of those efforts to focus on continued digital transformation.

Kirill Kalashnikov, regional director for Asia Pacific at the Robocash Group that operates in the Philippines through online lending platform Digido and financial app UnaCash, said e-savings — accounts opened and operated online — would grow next year.