FOR many small and medium enterprises (SMEs), business loans are a lifesaver. These can supplement cash flow gaps, enabling opportunities and business growth. If you're ready for one, you'll find tons of legitimate options from both the government and private sector.
Many SMEs choose government loans by default, assuming it works the same way as state aid: with zero interest with little obligation to pay. Others choose banks without entertaining other options. However, you can lose out on savings or have difficulty with repayments if you don't at least research other options.
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