Read this in The Manila Times digital edition.
![(From left) Moderator and host RJ Ledesma, AXA Philippines Segment Director Lyzen Zapanta, AXA Philippines Chief Customer Officer Nandy Villar, AXA Philippines Segment Director Dex Agcaoili, Chief Executive Officer of Stock Smarts Marvin Germo and founder of fintech company Taxumo Ginger Arboleda.](https://www.manilatimes.net/manilatimes/uploads/images/2022/09/10/106766.jpg)
(From left) Moderator and host RJ Ledesma, AXA Philippines Segment Director Lyzen Zapanta, AXA Philippines Chief Customer Officer Nandy Villar, AXA Philippines Segment Director Dex Agcaoili, Chief Executive Officer of Stock Smarts Marvin Germo and founder of fintech company Taxumo Ginger Arboleda.
People's present spending and saving habits can greatly affect their future financial stability. To live comfortably and worry-free in time for retirement, they need to plan as early as now, while they are still in prime earning years.
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