TO drive financial inclusion for the unbanked/underbanked population, the Bangko Sentral ng Pilipinas (BSP) has mandated a Digital Transformation Roadmap to increase digital payments and loans penetration. At the same time, cryptocurrency is gaining popularity in the Philippines, with the volume of crypto transactions rising 362 percent in the first half of 2021 alone. In this new landscape, consumer protection and security is of critical importance, especially in the payments, banks and financial institution (FI) space.

Michael Calma, the newly minted Philippines country manager at Advance.AI, spoke to The Manila Times focusing on financial service institutions in payments and remittance as well as lending, banks in traditional and digital, and fintech, specifically crypto, payments and remittance, and lending.

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