THESE past two years, many people experienced a shift in their personal finances. With the economic collapse brought by Covid-19 comes the surge of jobless individuals and businessmen who have lost their capital as their businesses were brought to a halt. At that time, no one had any idea how long it would last, but a rush of urgency immediately took place as the society hungered for financial stability. In other terms, people's need for money.

As the pandemic continues, the drought for financial income increases. Society became desperate and tried different methods to earn money. A lot of individuals, particularly those who never took any business courses, tried and took the risk of investing in different platforms just for the sake of earning. Several tried to open local businesses, some tried the online selling trend, while others discovered investing in stocks and cryptocurrencies. However, all investments carry a degree of risk and proper financial knowledge is discretely recommended in all forms of investments.

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