FEB. 1, 2022 will mark the start of the Year of the Tiger. According to Chinese fortune-tellers, this year will be under the influence of the water element, which means all kinds of changes in our lives. At the same time, the water element represents wealth so the Chinese New Year is expected to bring abundance and prosperity. Water also amplifies the vital force, health, which is the essence of the tiger spirit.

The opportunities in the Year of the Tiger appear to be excellent but there are looming risks. These are the gray swans around us. Gray swans are a by-product of 'black swans' — a term popularized by Nassin Nicholas Taleb in his book The Black Swan: The Impact of the Highly Improbable.