THE interest rate ceiling on unpaid credit card balances has been kept at 2 percent each month by the Bangko Sentral ng Pilipinas (BSP).

"The maximum interest rate or finance charge on unpaid outstanding credit card balance of a cardholder remains at 2 percent per month or 24 percent per year," the central bank said in a statement released on Friday.

Premium + Digital Edition

Ad-free access


P 80 per month
(billed annually at P 960)
  • Unlimited ad-free access to website articles
  • Limited offer: Subscribe today and get digital edition access for free (accessible with up to 3 devices)

TRY FREE FOR 14 DAYS
See details
See details