OVER the past year, more people have started to understand the importance of having a good health-insurance plan, resulting in an increased demand for health-protection products. Getting sick does not exempt anyone, children and adults alike, and with the rising cost of health services, access to quality medical facilities and hospitalization expenses can be financially strenuous.

This is the reason why Sun Life Grepa Financial Inc. (Sun Life Grepa), a major life insurance company in the country, extends its Critical Illness Benefit (CIB) Rider to minors, starting from 30 days old up to 17 years old. The CIB Rider was initially offered to clients who were 18 to 60 years old.