This Dec. 12, 2019 file photo shows Human Settlements Secretary and Pag-IBIG Fund Chairman Eduardo del Rosario speaking during the launch the Virtual Pag-IBIG online portal at the Philippine International Convention Center in Pasay City. (Photo by Enrique Agcaoili)

The Department of Human Settlements and Urban Development (DHSUD) said on Tuesday 2020 was a banner year despite some “birth pains” and challenges posed by the coronavirus disease 2019 (Covid-19) pandemic.

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