THANK you to Dante Ang 2nd and The Manila Times for being interested in having me revive my column writing after a 24-year hiatus and to come back to where I started in late 1990, which was with this paper at the invitation then of Frederic Go, who I again thank 30 years after getting me started in this area. Time willing, this will be a weekly column; and for those who previously read my two prior one-off columns, thank you for reading my efforts and I hope I am worthy of your readership.

I know a lot about investment banking and related areas of finance. Beyond that, I am only an intellectually curious observer and while expressing my views will be cognizant of my limitations rather than pontificate as if an expert.

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