In photo are Hamilton Angluben, General Manager, Cashalo (extreme right) and Pia Roman Tayag, Head of Inclusive Financial Advocacy Staff, Bangko Sentral ng Pilipinas (extreme left), who are among the speakers for the “Consumer Insight” panel discussion at Finovation 2019. Joining them are: (center) Mags Vazquez-Surtida, VP and Group Business Head for Cards and Acquiring, Asia United Bank; Harvey Libarnes, VP and Financial Service Head, Smart Communications, Inc.; and Stephanie Chung, CEO and Managing Director, eCompareMo.