On a monthly basis, I conduct a seminar entitled “Financial Planning for the Fast Changing World” that is based on my book which has the same title. The seminar discusses not only about money but also how to live life to the fullest. I discuss the concept of money and assist participants on how to take care of their future by computing their money needs by themselves. In one occassion, I asked one millennial participant when he will want to retire. He said at age 35. I also asked the same question to a participant in his late 40s and he answered age 65. It’s quite the usual answers in every seminar I do. The younger ones want to retire early while the most experienced ones want to retire late.