My Money and Banking class in De La Salle University taught me that the financial world has a long history that dates back even to the beginning of the human race. Our earliest ancestors began as nomads – they feasted on fruits from trees and the animals around them. As time passed, they began to settle, learned to use tools, and grow crops and livestock. However, growing certain kinds of crops and herding livestock did not provide one with all his needs. As a solution, our ancestors started developing a system of trade that enabled them to exchange one necessity for another—a system that now has a long history behind it and we still use even now.