The conventional wisdom among the conspiracy theorists is that the coconut levy fund like the Malampaya fund has created a moral hazard under this administration which if left unchecked will cause the utter dissipation of a fund that was created by the blood, sweat and tears of the coconut farmers at a time when the coconut industry is reeling from the destructive force of Yolanda which decimated the coconut industry in Eastern Visayas.